BIO:
Jonice Hughes is a Consumer Law Advocate and Founder of Jonice & Associates, a Debt Defense Firm dedicated to protecting consumers from unfair debt collection practices. With a deep understanding of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), Jonice helps individuals fight back against unlawful collection tactics, inaccurate credit reporting, and violations of consumer rights. At Jonice & Associates, the focus is on holding debt collectors accountable by suing for damages when they break the law, representing clients in arbitration, preparing clients for court, and ensuring complete and accurate credit reporting. The firm empowers clients by identifying violations, preparing legal documents, and guiding clients through the dispute process — Whether they are facing wrongful collections, illegal repossessions, or credit reporting errors. With a passion for consumer protection laws, Jonice is committed to helping people take control of their financial rights and fight back against abusive debt collection practices.
Jonice has a sharp understanding of debt-related legislation, she has built a firm that champions the rights of individuals facing complex financial challenges and spans years of working in debt defense and has helped clients reclaim their rights, hold debt collectors accountable, and regain control over their financial futures. Jonice reviews every aspect of her clients’ cases from identifying potential violations in credit reports to developing a tailored strategy for arbitration, court, and litigation support. As a Consumer Law Advocate, Jonice combines strategic insight with compassionate service, guiding her clients confidently through each step of their journey. Jonice & Associates has a reputation for integrity, persistence, and results. We are committed to a proactive approach that goes beyond standard debt validation practices, favoring strategies that expose violations and uphold the rights of each client, we have a dedication to ethical service and a deep knowledge of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), while empowering our clients to confront debt collectors from a position of strength. Jonice will continue to build a reputable, client-focused, debt defense firm which tenaciously protects consumer rights and provides comfort to individuals navigating the frequently daunting world of debt collection.