About Jonice & Associates

What Sets Us Apart:

At Jonice & Associates, we’re committed to helping you stand up against illegal debt collection practices. Debt collectors are legally required to follow specific guidelines, and when they don’t, it’s your right to take action. Here’s how we can help you:

The Value We Bring:

Stop Debt Collection Harassment

Are you tired of endless calls, threatening letters, or deceptive tactics form debt collectors?

At Jonice & Associates, we believe every consumer has the right to live free from harassment and intimidation. Debt collectors must follow strict laws, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). If they cross the line, we can help you take action, Whether it's calls after you've told them to stop, misrepresenting the debt, or unfair credit reporting, you may be entitled to compensation for these violations.

Let Us Fight For Your Rights!

We hold debt collectors accountable, protect you from harassment, and help you regain control of your financial future.

Don't let debt collectors bully you!

Contact us today to find out how we can help!

Find how can we help

Stand Up For Your Rights:

Fighting Back Against Wrongful Debt Collection Lawsuits

Are you being wrongly accused of owing a debt?

Debt collectors sometimes pursue the wrong person or fail to provide proper documentation. At Jonice & Associates, we fight for consumers who have been wrongfully accused of owing a debt. Debt collectors often rely on incomplete or inaccurate information, filing lawsuits or making credit report claims that disrupt your life. if you've been served with a lawsuit or contacted by a debt collector, we're here to protect your rights and help you WIN!

Holding Debt Collectors To The Standard: We hold debt collectors accountable by demanding that they substantiate their claims with precise and verifiable documentation, ensuring that every claim against our clients is fully supported by evidence, protecting them from inaccurate, unfair, or unlawful debt collection practices.

Preparing Your legal Defense: We provide comprehensive case support by preparing your legal defenses for court and arbitration, including drafting affidavits, settlement agreements, and brief to strengthen your position and advocate for your rights.

Uncovering Violations of Consumer Protection Laws: These includes the FDCPA and the FCRA infractions such as deceptive practices, improper reporting, and abusive communication, to hold debt collectors accountable and safeguard your rights.

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How Suing Debt Collectors for FDCPA and FCRA Violations Can Help Improve Your Credit Report

Debt collection tactics can damage your credit score – we’re here to help fix it.

If a debt collector has harmed your credit with inaccurate reporting or other practices, we take action to help repair your financial reputation.

Correct Inaccurate Reporting: Suing debt collectors for FDCPA and FCRA violations can lead to the removal of inaccurate or improperly reported debts from your credit report, thereby improving your credit. Additionally, you may receive damages that can help offset any negative financial impacts caused by the improper reporting.

Restore Financial Confidence: Clients will regain control over their finances, understand their rights, and take proactive steps to address negative credit report items or unfair debt collection practices. By challenging illegal or inaccurate actions by debt collectors, our clients can feel empowered and supported in improving their financial situation. Jonice & Associates provide guidance through each step of the process, ensuring our clients understand their options and the potential outcomes. As a result, our clients often feel more confident in their ability to manage their finances, make informed decisions, and work towards rebuilding their credit, ultimately leading to greater financial stability and peace of mind.

Get Started with a free Case Assessment

Pursuing Financial Justice and Compensation for Debt Collection Violations

Have debt collectors broken the law? You could be entitled to compensation.

Assessing Violations: We review your case for any violations of the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA) to determine eligibility for damages.

Evaluating Impact: We examine how these violations have effected your credit, finances, or mental well-being, which could qualify you for compensation under Consumer Protection Laws.

See if You Qualify for Damages

Our Services

Jonice & Associates Will Help You Fight Back Against Unlawful Debt Collection Practices:

Stop Harassment and Abuse from Debt Collectors: We believe that no one should endure harassment, threats, or abuse from debt collectors. If you're being targeted by aggressive tactics or unlawful behavior, we're here to help you put a stop to it!
We put an end to unwanted calls, threats, and intimidation tactics. Debt collectors are bound by strict rules under the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment, deception, and unfair practices. Unfortunately, many debt collectors ignore these rules and engage in abusive behaviors that violate your rights. if you're experiencing any of the following, you don't have to face it alone.

Fight Wrongful Debt Collection Lawsuits: If you are facing a lawsuit from a debt collector, we work to protect your interest. We prepare all the necessary documents, file motions, and fight to get the best possible outcome for you, whether through litigation or settlement.

Cease Threatening Legal Action or Wage Garnishment: Debt collectors often resort to threats of legal action or wage garnishment in an attempt to intimidate and pressure you into paying, even when they have no legal grounds or documentation to do so. It's important to understand that while debt collectors may threaten to sue you or garnish your wages, they are required to follow legal procedures, and many times these threats are empty. At Jonice & Associates, we can help you assess the situation. If a debt collector is threatening you with legal action or wage garnishment without proper grounds, we can take steps to stop the harassment and, if necessary, hold the debt collector accountable for any violations under the Fair Debt Collection Practices Act (FDCPA).

Help You Sue Debt Collectors for Violations: If you've experienced violations under the FCRA or FDCPA, we can help you file lawsuits to seek damages. We pursue claims for harassment, misrepresentation, and any other illegal actions, helping our clients recover what you're owed.

Learn more about our services

DISCLAIMER:

JONICE & ASSOCIATES is a Debt Defense Firm providing Advocacy and support for our clients facing debt collection-related issues. Our team consists of Consumer Law Specialists who are dedicated to assisting our clients in understanding their rights and options. However, we are not attorneys or lawyers, and we do not provide legal advice.

All information provided on this website, in communications, or any other form is for informational purposes only and should not be construed as legal advice. Our services are focused on guiding our clients through the debt defense process, offering resources and insights into consumer rights.

For specific legal guidance or representation in court, we encourage you to consult with a qualified attorney or lawyer.

JONICE & ASSOCIATES cannot represent clients in court proceedings or provide services that require a licensed attorney. We operate solely in compliance with CONSUMER PROTECTION LAWS to assist our clients in preparing for court, arbitration, and comprehending legal documents. While we strive to provide accurate information, we cannot guarantee outcomes, nor are we liable for decisions based on information provided by our firm.

FOR ALL LEGAL MATTERS OR ADVICE, PLEASE SEEK THE ASSISTANCE OF A LICENSED ATTORNEY OR LAWYER.

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