About Jonice & Associates, LLC

What Sets Us Apart:

At Jonice & Associates, LLC we’re committed to helping consumers stand up against unfair debt collection and credit reporting practices. Debt collectors are required by law to follow strict federal guidelines and when they don’t, you have the right to take action.

The Value We Bring:

Stop Debt Collection Harassment

Are you tired of endless calls, threatening letters, or deceptive tactics from debt collectors?

At Jonice & Associates, LLC, we believe every consumer has the right to live free from harassment and intimidation. Our team helps you understand the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) so you can assert your rights, document violations, and respond effectively to unfair collection behavior. We help you organize your evidence, prepare disputes, and respond confidently when debt collectors cross the line.

Whether you’ve received collection notices, arbitration paperwork, or inaccurate consumer reporting, we guide you through each step. Our focus is on education, documentation, and empowerment, helping you regain control of your financial peace of mind.

Don’t let debt collectors bully you!

Find how can we help

How We Help Fix Credit Report Issues

Debt collection and credit reporting errors can harm your financial reputation. We help you correct them.

Correct Inaccurate Reporting: We help identify and dispute inaccurate or misleading credit entries to restore your report’s accuracy.

Rebuild Confidence: Our guidance helps you take control of your finances, understand your rights, and move toward financial stability. We empower you to respond confidently and use consumer protection laws to your advantage.

Get Started with a free Case Assessment

Know Your Rights, Take Action Today!

If a debt collector has violated your rights under the FDCPA or FCRA, you may be entitled to relief.

We Review Violations: We analyze your case for any unlawful debt collection or consumer reporting activity.

We Help You Recover: Find out if you qualify for financial or credit-related relief under consumer protection laws.

See if You Qualify for Damages

Our Services

Holding Debt Collectors Accountable: We help clients request verification and documentation from debt collectors to ensure that every claim is accurate and properly supported. Our advocacy focuses on compliance, accuracy, and fairness giving you the tools to protect yourself from deceptive or unlawful collection practices.

Preparing Your Documents: Our Team provides comprehensive document-preparation support for consumers involved in credit or collection disputes, We assist with preparing affidavits, complaints, settlement letters, and arbitration forms so you’re organized and confident throughout your process.

Uncovering Violations of Consumer Protection Laws: We help identify potential violations under the FDCPA, FCRA, and other consumer protection laws, including deceptive practices, improper reporting, and abusive communications. Our goal is to help you recognize violations early and respond properly to safeguard your rights.

Rebuilding Your Credit Confidence: If debt collectors or inaccurate reports have harmed your credit, we help you understand how to dispute incorrect items and begin restoring your financial stability. By addressing these issues with proper documentation and knowledge of the law, clients often feel more empowered to move forward with confidence and peace of mind.

Learn more about our services

DISCLAIMER:

PRIVACY NOTICE: Jonice & Associates LLC, respects your privacy. Information submitted through this website is used solely for consumer advocacy, educational, and administrative purposes. View our full Privacy Policy for details. DOCUMENT UPLOAD NOTICE: By uploading documents to Jonice & Associates, LLC, YOU ACKNOWLEDGE: We are NOT attorneys or a law firm, Uploading documents does NOT create legal advice or representation, and documents are reviewed for consumer advocacy, educational and administrative purposes only. Please upload COPIES or clear scans of documents and RETAIN ALL ORIGINALS FOR YOUR RECORDS. Submission of documents is voluntary and no method of transmission is guaranteed to be 100% secure. We are a Consumer Law Advocacy and Document Preparation Firm providing advocacy, education, and support for clients dealing with debt collection and credit reporting issues. Our team of Consumer Law Specialists assists clients in understanding their rights and preparing the documents necessary to assert those rights under federal and state consumer protection laws. We are not attorneys or a law firm, and we do not provide legal advice or representation. All information provided on this website, in communications, or in any other format is for informational and educational purposes only and should not be construed as legal advice. Jonice & Associates, LLC cannot represent clients in court proceedings or provide services that require a licensed attorney. We operate strictly within consumer protection and document preparation laws, offering support for consumers navigating arbitration, disputes, or related processes. While we strive to provide accurate information, we cannot guarantee outcomes and we are not liable for decisions made based on information provided by our advocacy firm. For specific legal advice or representation in court, please consult a licensed attorney or lawyer. If legal advice or courtroom representation is required, you are encouraged to consult a licensed attorney.

About us

JONICE & ASSOCIATES - 228-777-ISUE

About Jonice & Associates, LLC

What Sets Us Apart:

The Value We Bring:

Stop Debt Collection Harassment

Take Action Today!

Our Services

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