JONICE SUE DEBT COLLECTORS
JONICE SUE DEBT COLLECTORS
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(228) 777-ISUE

Tired of debt collector harassment? Fight back with knowledge!

Tired of debt collector harassment? Fight back with knowledge!Tired of debt collector harassment? Fight back with knowledge!Tired of debt collector harassment? Fight back with knowledge!

JONICE & ASSOCIATES, LLC  IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE OR REPRESENTATION 

Contact Us

(228) 777-ISUE

Tired of debt collector harassment? Fight back with knowledge!

Tired of debt collector harassment? Fight back with knowledge!Tired of debt collector harassment? Fight back with knowledge!Tired of debt collector harassment? Fight back with knowledge!

JONICE & ASSOCIATES, LLC  IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE OR REPRESENTATION 

Contact Us

At Jonice & Associates, LLC, we provide consumer law advocacy, education, and document preparation to help individuals assert their rights under the Fair Debt Collection Practices Act (FDCPA) and related laws. Our mission is to help consumers understand the law, hold debt collectors accountable, and take back financial peace of mind through proper documentation and rights-based action.  Please contact us today, to learn how we can help you challenge unlawful debt collection practices. 

WHY CHOOSE JONICE & ASSOCIATES, LLC?

Our Expertise

Our Expertise

Our Expertise

With a strong background in Consumer Law Advocacy, Jonice & Associates, LLC specializes in helping consumer assert their rights and challenge unfair debt collection practices. We focus on education, documentation, and strategy, ensuring each client receives personalized support tailored to their unique situation.

Our Approach

Our Expertise

Our Expertise

We believe every consumer deserves a customized approach. We take time to understand your specific challenges, review your documents, and prepare a clear action plan to help you respond effectively to debt collectors or reporting agencies. Our goal is to help you move toward financial peace through empowerment and informed advocacy.

Our Team

Our Expertise

Our Team

Our experienced team of Consumer Law Advocates is dedicated to helping you understand and use your rights under federal and state consumer protection laws. We empower our clients to act confidently, challenge unlawful practices, and take back control of their financial future, all while building long-term relationships based on trust, integrity, and transparency.

Jonice & Associates, LLC | Consumer Law advocates

Jonice & Associates LLC is not a law firm and does not provide legal advice or legal representation

Debt collectors have no right to bully, threaten, or intimidate you, and you don’t have to face them alone. At Jonice & Associates, LLC, our advocates provide education, document preparation, and consumer law support to help individuals assert their rights under the Fair Debt Collection Practices Act (FDCPA) and related consumer protection laws. We help you understand your options, respond effectively, and take lawful action to hold debt collectors accountable, protecting your peace and financial security.

Founder & Consumer Law Advocate

 BIO:

 Jonice Hughes is a Consumer Law Advocate and Founder of Jonice & Associates, LLC, a Consumer Law Advocacy Firm dedicated to educating individuals to fight back against unfair debt collection, credit reporting violations, and financial misconduct. With deep knowledge of the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), Jonice empowers consumers to assert their rights through education, documentation, and advocacy support. Her mission is to help clients regain financial peace, hold debt collectors accountable through lawful dispute processes, and restore confidence in their financial future. Jonice is known for integrity, persistence, and a passion for protecting consumer rights, one client at a time! Jonice & Associates, LLC is NOT a law firm and does NOT provide legal advice or legal representation. Our service focus on consumer education, document preparation, and advocacy assistance under Federal & State Consumer Protection Laws.

See How Jonice Can Help You

Frequently Asked Questions

Please call us at: (228) 777-ISUE or email us at: Jonice@isuedebtcollectors.co if you cannot find an answer to your question.

Jonice & Associates, LLC specializes in Consumer Law Advocacy and Document Preparation, offering a range of tailored services designed to help clients challenge unlawful or violation of debt collection and credit reporting practices.


 Our services includes:


  • Credit Report Analysis: We conduct detailed reviews of credit reports to identify potential FCRA and FDCPA violations, helping clients dispute inaccuracies and hold data furnishers accountable.
  • Consumer Rights Violation Support: We assist clients in preparing documentation and correspondence related to violations of the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Our focus is on empowering consumers to take lawful action through self-representation or by connecting them with a licensed attorney when necessary.
  • Document Preparation Services: We assist with preparing complaints, affidavits, responses, settlement letters, and arbitration materials, ensuring all filings and documents meet procedural standards for submission.
  • Debt Defense and Arbitration Support: We guide clients through the arbitration and dispute process, helping them understand their rights and prepare the documentation and responses needed to defend themselves against debt collectors or inaccurate consumer reporting.
  • Court and Hearing Preparation: We offer education and preparation tools for clients to represent themselves and to help them understand the court or arbitration process, organize evidence, and present their defense confidently.


Jonice & Associates, LLC is NOT a law firm and does NOT provide legal advice or legal representation. Our services focus on consumer advocacy, education, and document preparation under federal and state consumer protection laws.


At Jonice & Associates, LLC, we are committed to empowering consumers and helping them stand up to unfair or unlawful debt collection practices. As a Consumer Law Specialist and Advocate, Jonice offers a free initial consultation and case assessment to ensure you fully understand your options before making any commitment. Our goal is to make high-quality consumer advocacy and document preparation both accessible and straightforward.


Our fees are customized based on each client’s individual needs and the complexity of their situation. This flexible approach allows us to provide personalized guidance and document preparation, including assistance with settlement communications, arbitration materials, and rights-based correspondence. During your consultation, we’ll review your goals and discuss fee options transparently every step of the way.


We pride ourselves on clear, flexible pricing and a client-centered approach focused on education, transparency, and empowerment. Your consumer rights are our priority and we’re here to help you take back control of your financial future with confidence.


Jonice & Associates, LLC is NOT a law firm and does NOT provide legal advice or legal representation. Our services include advocacy, education, and document preparation under federal and state consumer protection laws.


We are committed to safeguarding your consumer rights and providing comprehensive advocacy support to help you address unfair debt collection and consumer reporting practices.


Here’s how we ensure your needs are met:


  • Detailed Case Review: We carefully review consumer reports, contracts, and collection records to identify potential violations under the FCRA and FDCPA. This allows us to uncover inaccuracies and prepare the documentation you need to strengthen your position.
  • Customized Advocacy Plans: Each client’s situation is unique. We tailor our advocacy strategy to align with your goals, whether you’re dealing with collection calls, pending arbitration, or inaccurate consumer reporting.
  • Comprehensive Document Preparation: Our team assists with preparing complaints, affidavits, responses, settlement communications, and arbitration materials, ensuring your documents are organized, accurate, and ready for submission.
  • Court and Arbitration Readiness: For clients who represent themselves, we offer education and preparation tools to help you understand the process, stay organized, and present your materials confidently.
  • Client Empowerment: Whether you’re disputing a collection, challenging a reporting error, or pursuing arbitration, our goal is to equip you with knowledge and resources to navigate the process confidently and reclaim peace of mind.


Jonice & Associates, LLC is NOT a law firm and does NOT provide legal advice or legal representation, Our services focus on consumer advocacy, education, and document preparation under federal and state consumer protection laws.


Thank you for your interest in working with us! We'd be happy to walk you through the process of starting a free consultation with one of our Consumer Law Advocates:


  1. Initial Contact: You can call, email, or fill out the contact form on our website. Sharing a brief overview of your situation or any concerns you have upfront helps us better understand your needs for a  more meaningful consultation.
  2. Case Consultation: Once we connect, we'll schedule your free consultation by phone, video call, or in person. During this meeting, we’ll review your documentation, such as letters from debt collectors or consumer reporting agencies, and discuss potential consumer-rights issues under laws like the FDCPA or FCRA.
  3. Proposal and Agreement: After your consultation, we'll provide a clear proposal outlining our services, timelines, and fee options. Once you review and approve, we’ll finalize an agreement confirming the details of your document preparation and advocacy support.
  4. Document Preparation: Our Team will prepare your customized materials such as dispute letters, affidavits, complaints, or arbitration documents ensuring accuracy, organization, and compliance with consumer protection procedures.
  5. Review and Revisions: Once drafts are complete, we’ll review them together so you can provide feedback. We’ll make revisions to ensure each document reflects your goals and is ready for submission.
  6. Finalization and Delivery: We’ll finalize your completed materials in the proper format and guide you on next steps for filing or submission. Our team ensures your understanding what each document means and how to use it effectively. 
  7. Ongoing Support: Our commitment doesn’t end once your documents are delivered. We provide ongoing guidance, follow-ups, and resources to help you stay confident and informed throughout your process.


If you’re ready to take the next step or have questions, we’re here to help. Contact Jonice & Associates, LLC today to schedule your free case assessment and take control of your consumer rights with confidence.


DISCLAIMER:

JONICE & ASSOCIATES, LLC IS NOT A LAW FIRM AND DOES NOT PROVIDE LEGAL ADVICE OR LEGAL REPRESENTATION. OUR SERVICES FOCUS ON CONSUMER ADVOCACY, EDUCATION, AND DOCUMENT PREPARATION UNDER FEDERAL AND STATE CONSUMER PROTECTION LAWS.


What Our Clients Say

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DISCLAIMER: 

PRIVACY NOTICE: Jonice & Associates LLC, respects your privacy. Information submitted through this website is used solely for consumer advocacy, educational, and administrative purposes. View our full Privacy Policy for details. DOCUMENT UPLOAD NOTICE: By uploading documents to Jonice & Associates, LLC, YOU ACKNOWLEDGE: We are NOT attorneys or a law firm, Uploading documents does NOT create legal advice or representation, and documents are reviewed for consumer advocacy, educational  and administrative purposes only. Please upload COPIES or clear scans of documents and RETAIN ALL ORIGINALS FOR YOUR RECORDS. Submission of documents is voluntary and no method of transmission is guaranteed to be 100% secure. We are a Consumer Law Advocacy and Document Preparation Firm providing advocacy, education, and support for clients dealing with debt collection and credit reporting issues. Our team of Consumer Law Specialists assists clients in understanding their rights and preparing the documents necessary to assert those rights under federal and state consumer protection laws. We are not attorneys or a law firm, and we do not provide legal advice or representation. All information provided on this website, in communications, or in any other format is for informational and educational purposes only and should not be construed as legal advice. Jonice & Associates, LLC cannot represent clients in court proceedings or provide services that require a licensed attorney. We operate strictly within consumer protection and document preparation laws, offering support for consumers navigating arbitration, disputes, or related processes. While we strive to provide accurate information, we cannot guarantee outcomes and we are not liable for decisions made based on information provided by our advocacy firm. For specific legal advice or representation in court, please consult a licensed attorney or lawyer. If legal advice or courtroom representation is required, you are encouraged to consult a licensed attorney.

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